EPF or PPF - Which one should you invest in?

What is the difference between EPF and PPF? Should you invest in them? How much % of your investment should go there? Friends, since a lot of you have been asking for the differences and utility of EPFs and PPFs, this video is my take on those! We will talk everything about: - Whether you are eligible for them - When can you withdraw the amount - Risk involved - Amount of contribution in each - And my recommendation for investing in them And if you are in your 20’s, I share some valuable advice for you towards the end which you will be able to understand only if you understand the entire video. You can find the notes for this video at 🤍bit.ly/3iBv9Jq Hope this helps! Here is my video where I teach budgeting your income: 🤍🤍youtube.com/watch?v=5uaXq-xDp2g How to understand your salary slip, here is the video that will help you: 🤍🤍youtube.com/watch?v=7F7VGCfsasE Here’s how partial withdrawal of PPF works, from 7th to 15th year: - Only one partial withdrawal will be allowed every financial year (starting from the 7th financial year onwards) - The amount that can be withdrawn is equal to the lower of: 50% of the PPF account balance as at the end of the year immediately preceding the current year, or, 50% of the account balance as at the end of the 4th year, immediately preceding the current year. You can a PPF account using these links: At HDFC Bank: 🤍🤍hdfcbank.com/personal/save/accounts/public-provident-fund At SBI: 🤍sbi.co.in/web/personal-banking/investments-deposits/govt-schemes/ppf At ICICI Bank: 🤍🤍icicibank.com/Personal-Banking/investments/ppf/terms-and-conditions.page If you are an employer, here is how you can open an EPF Account: 🤍cleartax.in/s/epf-registration-employers Here’s how you can withdraw money from your EPF Account: 🤍cleartax.in/s/epf-withdrawal-online Here’s how you can withdraw money from your PPF Account: 🤍🤍google.co.in/amp/s/🤍paisabazaar.com/saving-schemes/ppf-withdrawal/amp/ #warikoo #epf #ppf Click here to subscribe to my YouTube channel: 🤍shorturl.at/bizNX Subscribe to my free, weekly newsletter: 🤍ankurwarikoo.com/newsletter Like, Share, Subscribe for more! Follow me on my other social media handles for all updates, events and live sessions- Instagram: 🤍🤍instagram.com/ankurwarikoo/ Podcast: 🤍🤍youtube.com/playlist?list=PLYFJpatjxBdSwjfgx9A_9e3z3s_XqoQx- Facebook: 🤍🤍facebook.com/awarikoo/ LinkedIn: 🤍🤍linkedin.com/in/warikoo/ Twitter: 🤍twitter.com/warikoo Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker. For the past 4 years, Warikoo has been actively sharing content on YouTube, LinkedIn, Instagram, Facebook and Twitter amassing a following of 3 Million+ people. He posts 3 Hindi and English videos every week on his YouTube channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure. Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019. Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15. An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups. Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list. अंकुर वारिकू एक उद्यमी, एक एंजेल निवेशक, एक संरक्षक और एक सक्रिय सार्वजनिक वक्ता है। पिछले 4 वर्षों से, वारिकू यूट्यूब पर सक्रिय रूप से सामग्री शेयर कर रहे है, लिंक्डइन, इंस्टाग्राम, फेसबुक और ट्विटर पर 3 मिलियन से भी अधिक' लोग उन्हें फॉलो करते हैं. वे हर हफ्ते अपने यूट्यूब चैनल पर 3 हिंदी और अंग्रेजी वीडियो पोस्ट करते हैं, जहाँ वे उद्यमिता, जीवन में विकास कैसे हो, और व्यक्तिगत वित्त और विफलताओं के बारे में बात करते हैं। वारिकू ने 2008 में अपनी उद्यमशीलता की यात्रा शुरू की थी। उनका सबसे हालिया स्टार्टअप nearbuy.com हैं जिसमें वे 2015 से 2019 तक संस्थापक और सीईओ थे। इससे पहले, अंकुर ने 2011 में Groupon का भारत व्यवसाय शुरू किया और 2011-15 से देश के सीईओ के रूप में कार्य किया और 2013-15 से Groupon APAC के प्रमुख थे। इंडियन स्कूल ऑफ बिजनेस के पूर्व छात्र, अंकुर एक सक्रिय एंजेल निवेशक और कई स्टार्टअप्स के मेंटर हैं। अंकुर फॉर्च्यून मैगज़ीन के 40 अंडर 40 की सूची में भारत के लिए, लिंक्डइन इंडिया की पावरप्रोफाइल सूची, लिंक्डइन इंडिया की स्पॉटलाइट सूची और भारत के 40 शीर्ष कार्यकारी अधिकारियों सूची का भी हिस्सा रह चुके हैं।